Annual Car Running Cost Calculator

Estimate your total annual car running costs — fuel, insurance, road tax, servicing, MOT, tyres and depreciation — all in one place.

Annual mileage

Fuel economy (MPG)

Fuel price (p/litre)

Annual insurance (£)

Annual road tax (£)

Annual servicing & repairs (£)

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Fill in the details to get your result.

How This Works

Annual running cost includes: fuel (calculated from mileage and MPG), insurance (your quote), road tax (VED), annual service, MOT test fee, tyre replacement (estimated at 1 set per 25,000 miles) and depreciation (rough estimate at 8p/mile for an average car). Depreciation varies hugely by make/model — use our depreciation calculator for a specific figure.

The average UK driver spends approximately £3,500–£5,000 per year running a car — including fuel, insurance, road tax, servicing and depreciation. Insurance is the highest single cost for many younger drivers. Depreciation is often the biggest hidden cost for newer car owners. Running an older car that is fully paid off significantly reduces total cost of ownership, even accounting for higher repair bills.